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Free Tool

PMI Calculator

Find out how much Private Mortgage Insurance will cost you and when you can remove it from your monthly payment.

  • Calculate monthly and annual PMI costs
  • See when PMI will be automatically removed
  • Full payment breakdown with taxes and insurance
  • Learn strategies to avoid or eliminate PMI
Use PMI Calculator

Example: $250,000 home with 10% down

$94/mo

in PMI costs

Annual PMI Cost $1,125
Months Until Removal ~90 months
Total PMI Paid $8,438

Tip: Put 20% down to avoid PMI entirely, or build equity faster to remove it sooner.

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